Loan Products

• Home Mortgage Loans
• Home Equity Loans
• Automobile Loans
• Construction Loans
• Other Personal Loans
• Contact a Loan Officer
• Mortgage Application Checklist

Home Mortgage Loans

Our loan officers have the expertise and knowledge to guide you through the application process which probably involves one of the largest decisions you will make. We can make the process simpler, less costly, and faster for you to enjoy the home of your dreams. Options include 15 to 30 year fixed rate or adjustable rate terms, first time home buyer program. Refinancing options are also available. If you would like to reduce your monthly mortgage payment, either by extending the terms or reducing your interest rate, consider refinancing your loan into a payment schedule more suitable to fit your individual needs.
Click here for our mortgage loan checklist to help guide you through the mortgage application.

Apply Now!

Home Equity Loans

Utilize the equity in your home! A Home Equity Loan can provide you with funds necessary for home improvements, travel plans, loan consolidation, furniture and many other purchases. Talk to one of our lenders about the flexible options available with a home equity loan. Security State Bank offers some of the most competitive and convenient Home Equity Loans in the area. Click here to apply for a Home Equity Line of Credit.

Automobile Loans

Your time is valuable. We want to get you on the road quickly. Security State Bank makes purchasing a new or used vehicle easy. We offer quick and local decision making so you can get where you need to go. Our lending team has financed vehicles all throughout central Minnesota and can help you purchase or refinance. Click here to apply for an automobile loan.

Construction Loans

If you need a construction loan for building a new home, remodeling or other building projects, Security State Bank's experienced loan officers will handle all of the necessary requirements from ground breaking to completion.

Other Personal Loans

Security State Bank specializes in the personal touch. A Consumer Loan can help you finance items such as vehicles, recreational items, household goods, purchase land or travel plans. We can customize a loan to fit a variety of borrowing situations. Click here to apply for other personal loans.