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Personal Checking
Product | Basic Checking | Image Checking | BanClub Checking | Security Checking | Interest Checking | Money Market Checking | Investors Money Market Checking |
---|---|---|---|---|---|---|---|
Description |
Checking account for people who want a low cost checking account that doesn't require a minimum balance with simple statements |
Checking account for people who want a low cost account that requires a low minimum balance and images with their monthly statement |
Checking account that has many additional features. A great option with insurance benefits & free checks |
Checking account that offers check images to be returned in a monthly statement mailed or viewed online |
Checking account for customers looking to earn interest on their account |
Money market checking that can be accessed with checks |
A great money market checking account for customers with investment dollars and a higher rate of return |
Minimum Opening Deposit |
$25.00 |
$25.00 |
$25.00 |
$25.00 |
$25.00 |
$1,000.00 |
$1,000.00 |
Monthly Service Charge |
No monthly service charge |
No monthly service charge |
Monthly fee of $6, $7 or $8 (depending on insurance) |
Monthly fee of $5.00. Fee waived if minimum daily balance is $200.00 |
Monthly fee of $7.00. Fee waived if minimum daily balance is $750.00 |
Monthly fee of $10.00. Fee waived if minimum daily balance is $1,000.00 |
Monthly fee of $10.00. Fee waived if minimum daily balance is $15,000.00 |
Interest Bearing |
No |
No |
No |
No |
Yes |
Yes |
Yes |
Checking Writing |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Limited |
Limited |
Benefits | |||||||
Optional Overdraft Protection |
Yes |
Yes |
Yes |
Yes |
Yes |
No |
No |
Online Banking |
Free Online Banking |
Free Online Banking |
Free Online Banking |
Free Online Banking |
Free Online Banking |
Free Online Banking |
Free Online Banking |
Bill Pay |
Free online bill pay |
Free online bill pay |
Free online bill pay |
Free online bill pay |
Free online bill pay |
N/A |
N/A |
Mobiliti Mobile Banking |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Text/E-Mail Alerts |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Mastercard® Debit Card |
Free card with account |
Free card with account |
Free card with account |
Free card with account |
Free card with account |
N/A |
N/A |
eStatement Available Online |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Deposit & Check Images Online |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Deposit & Check Images returned in monthly statement |
No |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
The information contained on this page does not intend to comply with all state or federal disclosure requirements. Contact our office for full disclosure information.